Vertex Capital – Smart Financing for a Stronger Future.

Secure Your Equipment with Simple Financing

No more waiting! Our quick approval process and custom financing plans make it easy to get the right equipment without breaking the bank. Let’s build your success together!

Get fast, flexible, and hassle-free financing for your business.

Equipment Financing

Get the latest tools and machinery with easy payment plans.

Leasing Options

Access high-value equipment without large upfront costs.

Working Capital Loans

Secure funds to manage operations and expansion.

Asset-Based Lending

Leverage existing assets for additional financing.

Smart Financing, Stronger Businesses

We specialize in flexible and hassle-free equipment financing, helping businesses across industries grow without financial roadblocks. Whether you’re in construction, healthcare, transportation, or manufacturing, we provide tailored solutions to get you the equipment you need—fast and affordably.

Fast & Easy Approvals

Get funded quickly with minimal paperwork.

Flexible Financing Plans

Customized repayment options for your business.

Wide Coverage

From construction to healthcare, we finance it all.

Expert Guidance

Our team helps you every step of the way.

Your Trusted Partner in Equipment Financing

When it comes to financing, we believe in speed, flexibility, and reliability. At Vertex Capital, we make it easier for businesses to get the equipment they need without financial stress.

We Finance a Wide Range of Equipment

No matter your industry, Vertex Capital offers fast and flexible financing for all types of equipment. Upgrade your business with ease!

More than 10 Years of Experience

Approved Financing

$ 0 M+

Applications Financed Successfully

0 +

Approval Rate

0 %

What Our Clients Say

Trusted by Businesses Nationwide

"Vertex Capital made our equipment financing seamless! Fast approvals and excellent support."

"We upgraded our medical equipment without any financial burden. Highly recommended!"

"Their flexible payment plans helped us scale our business effortlessly. A game-changer!"

Ready to Finance Your Equipment?

Whether you’re upgrading, expanding, or starting fresh, Vertex Capital offers fast, flexible, and hassle-free financing solutions tailored to your business needs.

Got Questions? We’ve Got Answers!

Frequently Asked Questions

What Industries are Eligible for Small Business Loans in Ontario?

Businesses operating in certain high-risk industries often face barriers to securing traditional financing—with hospitality services, construction, and food often left bearing the brunt of strict regulations. At Greenbox Capital, we don’t make such distinctions. Our clients span various diverse industries, including:

Accounting Firms
Lawyers
Auto Dealers
Auto Repair Shops
Beauty Salons
Cleaning Companies
Construction Companies
Convenience Stores
Daycares
Dental Practices
Veterinarians
Dry Cleaners
Gas Stations
Home Health
Manufacturing
Medical Practices
Pharmacies
Pool Construction
Restaurants
Retail Stores
Security Services
Staffing Services

What is equipment financing?

Equipment financing refers generally to a business loan or financing product used for the goal of purchasing equipment to operate your business. Many business loans or products can be used to finance equipment, including equipment loans, which are a specific type of business loan structure used to purchase business equipment. It is typically secured by the assets you purchase with the funds. Equipment loans are generally paid off within a few years.

What’s considered equipment can be fairly broad and is not limited to heavy equipment or machinery. It can also include office tools, furniture, commercial vehicles, or other equipment needed. Whereas purchasing equipment outright can impact your cash flow, equipment financing may help with purchasing or upgrading needed equipment while making payments in more manageable monthly installments.

How does equipment financing work?

Funds can be used to buy new or used equipment. Depending on the loan structure, the purchased equipment can act as collateral for the loan. Financing may be available for up to 100% of the equipment cost, depending on the lender. Terms vary from lender to lender, but may fall anywhere from 6 months to 10 years.

Some lenders may ask for a personal guarantee in addition to placing a lien on the equipment. A personal guarantee gives the lender permission to seize a business owner’s personal assets in the event of a default. This reduces the financial risk to lenders and is a common practice for equipment loans.

What credit score is required for small business equipment financing?

Underwriting requirements and credit score requirements vary by lender. Business credit scores range from 0 to 100, and the higher the credit score, the better your financial position. As for personal credit, which could also be relevant, a “good” personal credit score starts at 670 with most agencies. A “good” or “excellent” score typically makes a stronger case for approval. Credit is just one of the criteria a lender evaluates.

What Difference Between Business Loan Brokers vs. Business Lenders?

Business loan brokers don’t actually lend you money; they find you the best lender and help coordinate the business loan application process. Business lenders, on the other hand, are institutions that loan out money directly from their own accounts to business owners.

	Provides Funding?	Compare loan options from other lenders?	Good for low to no credit borrowers?	Will speed up rate shopping?
Broker	No	Yes	Yes	Yes
Lender	Yes	No	Sometimes	No

Who Can Benefit From Using a Broker?

While you can find and apply for business loans on your own without the help of a broker, small business loan brokers offer a number of benefits that are worth considering. They can be especially helpful if you:

Are too busy to research financing options. A broker already has relationships established with lenders and can help you identify the best deal in less time than it would take on your own.
Need the money right away. A broker will likely know how to push your application through faster, enabling you to get access to cash sooner.
Are a new business owner or have never applied for a loan before. The expert guidance of a broker can assist you not only in understanding your funding options but also in finding lenders (or funding solutions) you couldn’t have found on your own.
Have a poor credit score. A broker can often help you find lenders who are willing to work with someone of your credit profile.

What is the loan application and approval process?

Fill in the application form.
Provide a complete set of required documents.
Receive funds.